Leasing for people the
banks say no to
No credit history required. Thin credit, no U.S. history, or a temporary setback — we lease directly from our own fleet in Miami and approve on our terms.
Most of our clients come by referral. Ask whoever sent you.
How it works
Step 1
Pick a car — or tell us what you want
Choose from what we have in stock, or describe the exact car and we'll source it.
Step 2
We approve you on our terms
We're the lessor, not a middleman, so we decide. No credit history required.
Step 3
Drive in days
In-stock cars go out immediately. Sourced cars take 3-5 business days.
What you need to qualify
That's it. No credit score minimum, no bank approval.
- A valid driver's license (U.S. or foreign)
- No credit check and no proof of income — we don't ask
- Down payment (the more you put down, the lower the monthly)
- Full-coverage insurance in your name before delivery
Why this is legitimate
We own the fleet
The cars are ours. That's why we can say yes when a bank says no.
We're the lessor, not a broker
Mendy's Cars LLC is a Florida limited liability company. You sign with us and pay us directly — no third-party lender in the middle.
Clear 12-month terms
Fixed monthly payment, a set mileage allowance, and a buyout price written into your agreement from day one.
End of term, your choice
Buy the car at the agreed buyout, hand it back, or roll into your next lease. Mileage is settled every 2 months, so there's no surprise bill at the end.
See the cars we've delivered
Real clients, real deliveries — posted daily on Instagram, with the monthly numbers listed under recent deliveries.